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Loans


At Lake Forest Bank & Trust Company, we’re here to provide you with financial solutions for all your lending needs. Whether you are looking for a loan, mortgage, or line of credit, our knowledgeable and experienced lending team will explain our lending options to you in a straightforward manner.

Unlike big banks, at Lake Forest Bank & Trust Company we’re proud to make all lending decisions here in Lake Forest, Lake Bluff, Highwood, Highland Park and North Chicago. Since our decision-makers work in the bank each day, they’ll review your loan application and respond within a few days. Our goal is to make getting a loan an easy and stress-free process!

Some of our loan products include:

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

Products & Programs

  • Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rate


Please download this loan application form, fill it out completely and mail, fax it to (847) 615-4076 or drop it off at the bank. You will need Adobe Acrobat Reader to view the application. If you do not already have Adobe Acrobat Reader, click the image below to download a free copy of the Adobe PDF reader.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, physical address, date of birth, taxpayer identification number and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents. We will let you know if additional information is required.

Please contact us if you have any questions.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 100% for new and up to NADA loan value or Kelley Blue Book loan value for used

Please call (847) 234-2882 and talk to one of our friendly Personal Bankers for more information.

Contact Us

 

If you’re in the market for a loan, we encourage you to give us a call at (847) 234-2882 or stop by the bank to meet with our lending team at any of our locations. If you prefer to communicate electronically, please fill out this contact form, and a bank representative will get in touch with you shortly.  At Lake Forest Bank & Trust Company, we understand the local market and we care about our customers financial well-being!