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The choice of investments for your retirement funds is never easy. The funds you have saved for your retirement deserve special attention. How much you save and the returns on those funds may be the difference between being able to have the lifestyle you want during retirement or being forced to accept something less. We have many options for your money and want to help you manage your money in the best way possible. This time in your life may be the most enjoyable and relaxing. We want to help you enjoy the ride.

PlatinumPreferred® Account

Our PlatinumPreferred Account® offers an attractive combination of products and services designed to meet the banking needs of those fifty and older.

Platinum Adventures®

Platinum Adventures® is our travel and activities club, created especially for customers age 50+. Click here for more information.

Features and Benefits of the account

  • Interest bearing NOW checking with no minimum balance and no monthly fee1
  • Tiered account interest - the higher the balance, the higher the rate
  • FREE Specialty Mint Checks2
  • NO ANNUAL FEE MasterCard® debit card
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area
  • FREE 3" x 5" safe deposit box for one year (or equivalent savings off a larger box)3
  • BONUS interest rates on all regular fixed rate CDs4
  • FREE traveler's checks, money orders and cashier's checks
  • FREE imaged checks with CheckManager Plus®
  • FREE Online Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.

1Penalty fees, such as overdraft charges, and fees for special services may apply. Account can be opened with any initial deposit. 2Limitations apply on type of check and quantity ordered. 3Limited number of boxes available. 4Excludes CD Special Rates

Platinum Adventures® Club

Looking for Adventures? You've come to the right place as we offer the Platinum Adventures® Club to customers who are at least 50 years old and have an account at the bank¹.

The Platinum Adventures® Club is perfect for you if you like museums, theaters, out-of-town excursions, etc.  We do the planning, you choose which events you want to go on. There is no annual fee and you only pay for events you wish to participate in. Some of our events are FREE too!

Click Here For Our Current Newsletter

Upcoming Events: 

UPCOMING EVENTS:

May 7–'The Sound of Music' at Lyric Opera
May 14–Alzheimer's Early Detection Seminar
June 18–'Motown The Musical' at Oriental Theatre

Extended Trips in 2014:
June 25-26–Springfield: The Land of Lincoln
July 21-25–Mackinac Island
August 5-7–Mini-Mystery Trip
October 8-10–Door County

 

General Information 

Address for the Lake Forest Departure Sight
Lake Forest tours (unless otherwise noted) will leave from:
Lake Forest Bank & Trust
959 S. Waukegan Rd, Lake Forest, IL 
The bus cannot wait for late participants. Please arrive at your departure sight 15 minutes prior to departure time.
**Please note if you separate yourself from the group, the bank cannot be responsible for your transportation or any expenses that may be incurred from this action.

Address for the Wilmette Departure Sight
The Church of Jesus Christ of the Latter Day Saints
2701 Lake Ave, Wilmette IL
The bus cannot wait for late participants.  Please arrive at your departure sight 15 minutes prior to departure time.
**Please note if you separate yourself from the group, the bank cannot be responsible for your transportation or any expenses that may be incurred from this action.

Reservation Policy for Day and Extended Trips
Reservations may be made by phone to Wendy Schenker at 847-295-4266 or by email to platinumadventures@lakeforestbank.com. For your reservation to be confirmed, payment must be received within seven days after the reservations are made:  Wendy Schenker, 727 N Bank Lane, Lake Forest, IL 60045.  Please make checks payable to Platinum Adventures (sorry no credit cards). Cancellations are for emergencies only.

Responsibility of Lake Forest Bank & Trust, Highland Park Bank & Trust, Bank of Highwood-Fort Sheridan and North Chicago Community Bank
Lake Forest Bank & Trust, Highland Park Bank & Trust, Bank of Highwood-Fort Sheridan and North Chicago Community Bank are acting in the capacity of extending this invitation to travel to the Platinum Adventures members and their guests.  You may bring the same guest three times, and then they must make the decision to join if they wish to continue with Club tours/activities.  In making application for any and all trips, the participant waives any claims against Lake Forest Bank & Trust, Highland Park Bank & Trust, Bank of Highwood-Fort Sheridan and North Chicago Community Bank and/or its representative/s for injury, damage, loss, accident, delay or irregularity with is caused by any act of error or omission on the part of Lake Forest Bank & Trust, Highland Park Bank & Trust, Bank of Highwood-Fort Sheridan and North Chicago Community Bank, their representative/s, or any transportation company or other suppliers.

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms


  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.00.