Deposit Rates

NOW Account, Savings and Money Market Rates

 

Rates as of:  September 1, 2010

 Deposit Rates

 Account Type

 From

 To

 Interest Rate

 APY¹

 N.O.W. Account

 $0.00

 $24,999.00

0.20%

0.20%

 

 $25,000.00 +

 

0.25%

0.25%

 Single Solution Checking

$0.00

 $799.00

0.00%

0.00%

 

 $800.00

$1,999.00

0.10%

0.10%

 

$2,000.00

$9,999.00

0.20%

0.20%

 

$10,000.00

$49,999.00

0.50%

0.50%

 

 $50,000.00

$99,999.00

0.75%

0.75%

 

 $100,000.00 +

 

1.00%

1.00%

 Junior Savers Club

All Balances

 

0.55%

0.55%

 Savings Account²

All Balances

 

0.30%

0.30%

 Supreme Money Market Account³

$0.00

$1,999.00

0.20%

0.20%

 

$2,000.00

$24,999.00

0.60%

0.60%

 

 $25,000.00

$49,999.00

0.90%

0.90%

 

$50,000.00 +

 

1.00%

1.00%

Premier Savings4

$5,000.00

$9,999.99

0.30%

0.30%

 

$10,000.00

$49,999.99

0.60%

0.60%

 

$50,000.00

$99,999.99

0.85%

0.85%

 

$100,000.00 +

 

1.14%

1.15%

 Treasury Market Index5

$5,000.00 +

 

0.50%

0.50%

¹Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened.  Fees may reduce earnings.  ²Regular Savings Accounts require a minimum balance of $200.00 to avoid a maintenance fee.  ³Money Market Accounts require a minimum balance of $2,000.00 to avoid a maintenance fee.  4Premier Savings Accounts require a minimum balance of $5,000.00 to avoid a maintenance fee and earn interest.  5Treasury Market Index Accounts require a minimum balance of $5,000.00 to avoid a maintenance fee.

 

 Variable Rate8 Certificates of Deposit6

 Term

 From

 To

 Interest Rate

 APY

 12 Months

 $5,000.00 +

 

 0.50%

 0.50%

 

 Fixed Rate7 Category Certificates of Deposit6

 Regular Rate

 Term

 From

 To

 Interest Rate

 APY

 3 Months

$1,000.00

$24,999.00

0.20%

0.20%

6 Months

$1,000.00

$24,999.00

0.30%

0.30%

12 Months 

$1,000.00

$24,999.00

0.55%

0.55%

18 Months 

$1,000.00

$24,999.00

0.70%

0.70%

24 Months 

$1,000.00

$24,999.00

0.90%

0.90%

30 Months 

$1,000.00

$24,999.00

0.90%

0.90%

36 Months

$1,000.00

$24,999.00

1.14%

1.15%

48 Months 

$1,000.00

$24,999.00

1.44%

1.45%

60 Months 

$1,000.00

$24,999.00

1.79%

1.80%

 With Qualifying Checking Account

 Term

 From

 To

 Interest Rate

 APY

 3 Months

 $1,000.00

 $24,999.00

0.21%

0.21%

 6 Months

 $1,000.00

 $24,999.00

0.32%

0.32%

 12 Months

 $1,000.00

 $24,999.00

0.58%

0.58%

 18 Months

 $1,000.00

 $24,999.00

0.74%

0.74%

 24 Months

 $1,000.00

 $24,999.00

0.95%

0.95%

 30 Months

 $1,000.00

 $24,999.00

0.95%

0.95%

 36 Months

 $1,000.00

 $24,999.00

1.20%

1.20%

 48 Months

 $1,000.00

 $24,999.00

1.51%

1.52%

 60 Months

 $1,000.00

 $24,999.00

1.88%

1.90%

 

 Jumbo Fixed Certificates of Deposit6

 Regular Rate

 Term

 From

 Interest Rate

 APY

 3 Months

$25,000.00 +

0.25%

0.25%

 6 Months

$25,000.00 +

0.35%

0.35%

 12 Months

$25,000.00 +

0.60%

0.60%

 18 Months

$25,000.00 +

0.80%

0.80%

 24 Months

$25,000.00 +

1.00%

1.00%

 30 Months

$25,000.00 +

1.00%

1.00%

 36 Months

$25,000.00 +

1.24%

1.25%

 48 Months

$25,000.00 +

1.49%

1.50%

 60 Months

$25,000.00 +

1.88%

1.90%

With Qualifying Checking Account

 Term

 From

 Interest Rate

 APY

 3 Months

 $25,000.00 +

0.26%

0.26%

 6 Months

 $25,000.00 +

0.37%

0.37%

 12 Months

 $25,000.00 +

0.63%

0.63%

 18 Months

 $25,000.00 +

0.84%

0.84%

 24 Months

 $25,000.00 +

1.05%

1.06%

 30 Months

 $25,000.00 +

1.05%

1.06%

 36 Months

 $25,000.00 +

1.30%

1.31%

 48 Months

 $25,000.00 +

1.56%

1.58%

 60 Months

 $25,000.00 +

1.97%

1.99%

 

6A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit.  7The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00.  8The minimum balance required to open a variable rate Certificate of Deposit is $5,000.00.  The Rate and Annual Percentage Yield (A.P.Y.) on a variable rate Certificate of Deposit may change after the account is open.  Fees may reduce earnings.  Rates on other maturities available on request.  Please contact a personal banker for additional information.

For current rate information please call 847-234-2882

Member FDIC