July 23, 2008

Deposit Rates

NOW Account, Savings and Money Market Rates

 

Rates as of:  July 22, 2008

 Deposit Rates

 Account Type

 From

 To

 Interest Rate

 APY

 N.O.W. Account

 $0

 $24,999

 0.20%

 0.20%

 

 $25,000.00+

 

0.25%

0.25%

 Single Solution Checking

$0 

 $799

0.00%

0.00%

 

 $800

$1,999

 0.25%

0.25%

 

$2,000

$9,999

0.70%

0.70%

 

$10,000

$49,999

1.49%

1.50%

 

 $50,000

$99,999

2.08%

2.10%

 

 $100,000+

 

2.47%

2.50%

 Junior Savers Club

All Balances

 

0.75%

0.75%

 Savings Account

All Balances

 

0.50%

0.50%

 Supreme Money Market Account

$0

$1,999

0.20%

0.20%

 

$2,000

$24,999

0.70%

0.70%

 

 $25,000

$49,999

1.00%

1.00%

 

$50,000+

 

1.09%

1.10%

 Treasury Market Index

$5,000+

 

1.55%

1.56%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened.  Fees may reduce earnings.  Regular Savings Accounts require a minimum balance of $200.00.  Money Market Accounts require a minimum balance of $2,000.00.  Treasury Market Index Accounts require a minimum balance of $5,000.00.

 

 Variable Rate Certificates of Deposit

 Term

 From

 To

 Interest Rate

 APY

 12 Months

 $5,000.00+

 

 1.55%

 1.56%
 

 Fixed Rate Category Certificates of Deposit

 Regular Rate

 Term

 From

 To

 Interest Rate

 APY

 3 Months

$1,000

$24,999

1.69%

1.70%

6 Months

$1,000

$24,999

1.74%

1.75%

12 Months 

 $1,000

$24,999

2.08%

2.10%

18 Months 

 $1,000

$24,999

2.13%

2.15%

24 Months 

 $1,000

$24,999

2.28%

2.30%

30 Months 

 $1,000

$24,999

2.33%

2.35%

36 Months

 $1,000

 $24,999

2.47%

2.50%

48 Months 

 $1,000

 $24,999

2.62%

2.65%

60 Months 

 $1,000

 $24,999

2.72%

2.75%

 Founder's, Platinum Preferred, Lake Forest/Lake Bluff Account

 Term

 From

 To

 Interest Rate

 APY

 3 Months

 $1,000

 $24,999

1.77%

1.79%

 6 Months

 $1,000

 $24,999

1.83%

1.84%

 12 Months

 $1,000

 $24,999

2.18%

2.21%

 18 Months

 $1,000

 $24,999

2.24%

2.26%

 24 Months

 $1,000

 $24,999

2.39%

2.42%

 30 Months

 $1,000

 $24,999

2.44%

2.47%

 36 Months

 $1,000

 $24,999

2.59%

2.62%

 48 Months

 $1,000

 $24,999

2.75%

2.79%

 60 Months

 $1,000

 $24,999

2.86%

2.89%

 

 Jumbo Fixed Certificates of Deposit

 Regular Rate

 Term

 From

 Interest Rate

 APY

 3 Months

$25,000+

1.98%

2.00%

 6 Months

$25,000+

2.03%

2.05%

 12 Months

$25,000+

2.18%

2.20%

 18 Months

$25,000+

2.23%

2.25%

 24 Months

$25,000+

2.38%

2.40%

 30 Months

$25,000+

2.42%

2.45%

 36 Months

$25,000+

2.62%

2.65%

 48 Months

$25,000+

2.72%

2.75%

 60 Months

$25,000+

2.76%

2.80%

 Founder's, Platinum Preferred, Community Accounts

 Term

 From

 Interest Rate

 APY

 3 Months

 $25,000+

2.08%

2.10%

 6 Months

 $25,000+

2.13%

2.15%

 12 Months

 $25,000+

2.29%

2.31%

 18 Months

 $25,000+

2.34%

2.37%

 24 Months

 $25,000+

2.49%

2.52%

 30 Months

 $25,000+

2.54%

2.57%

 36 Months

 $25,000+

2.75%

2.79%

 48 Months

 $25,000+

2.86%

2.89%

 60 Months

 $25,000+

2.90%

2.94%

 

A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit.  The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00.  The minimum balance required to open a variable rate Certificate of Deposit is $5,000.00.  The Rate and Annual Percentage Yield (A.P.Y.) on a variable rate Certificate of Deposit may change after the account is open.  Fees may reduce earnings.  Rates on other maturities available on request.  Please contact a personal banker for additional information.

For current rate information please call 847-234-2882

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