Loan Rates
Residential Mortgage
Contact us for current rates.
Home Equity Line of Credit*
Rates as of: March 22, 2010
Home Equity Line Rates
|
Term
|
Credit Limit Range
|
Interest Rate
|
APR
|
|
10 Years
|
$10,000 - $24,999
|
Prime + 1.50%
|
4.75%
|
|
10 Years
|
$25,000 - $149,999
|
Prime + 1.25%
|
4.50%
|
|
10 Years
|
$150,000 - $499,999
|
Prime + 1.00%
|
4.50%
|
|
10 Years
|
$500,000 - $1,000,000
|
Prime + 0.75%
|
4.50%
|
|
*Offer applies to new home equity customers only. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). The maximum APR for all credits is 20%. The minimum APR for Line of Credit Accounts with credit limits up to $24,999 is 4.75% and is 4.50% for Accounts with limits between $25,000 and $1,000,000. Offer applies to owner occupied one-to-four family residences with a maximum loan-to-value ratio of 80% that are securing the transaction and are located in the state of Illinois. Normal underwriting guidelines apply. A $500 documentation fee is required at or before settlement. Consult your tax advisor about the deductibility of interest. Purchase of property insurance is required. A balloon payment may result.
Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)
Contact us for current rates.
