Deposit Rates

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Deposit Rates

NOW Account, Savings and Money Market Rates

 

Rates as of:  March 11, 2014 

 Deposit Rates

 

 Account Type

 From

 To

 Interest Rate

 APY¹

 N.O.W. Account

 $0.00

 $24,999.99

0.03%

0.03%

 

 $25,000.00 +

 

0.05%

0.05%

 Single Solution Checking

$0.00

 $799.99

0.00%

0.00%

 

 $800.00

$1,999.99

0.03%

0.03%

 

$2,000.00

$9,999.99

0.03%

0.03%

 

$10,000.00

$49,999.99

0.05%

0.05%

 

 $50,000.00

$99,999.99

0.07%

0.07%

 

 $100,000.00 +

 

0.08%

0.08%

 Junior Savers Club

All Balances

 

0.10%

0.10%

 Savings Account²

All Balances

 

0.05%

0.05%

 Supreme Money Market Account³

$0.00

$1,999.99

0.03%

0.03%

 

$2,000.00

$24,999.99

0.03%

0.03%

 

 $25,000.00

$49,999.99

0.05%

0.05%

 

$50,000.00 +

 

0.08%

0.08%

Premier Savings4

$5,000.00

$9,999.99

0.03%

0.03%

 

$10,000.00

$49,999.99

0.05%

0.05%

 

$50,000.00

$99,999.99

0.08%

0.08%

 

$100,000.00

$499,999.99 

0.11%

0.11%

 

$500,000.00 +

 

0.17%

0.17%

 Treasury Market Index5

$5,000.00 +

 

0.05%

0.05%

¹Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened.  Fees may reduce earnings. 

²Regular Savings Accounts require a minimum balance of $200.00 to avoid a maintenance fee. 

³Money Market Accounts require a minimum balance of $2,000.00 to avoid a maintenance fee. 

4Premier Savings Accounts require a minimum balance of $5,000.00 to avoid a maintenance fee and earn interest. 

5Treasury Market Index Accounts require a minimum balance of $5,000.00 to avoid a maintenance fee. 

 

 Variable Rate8 Certificates of Deposit

 

 Term

 From

 To

 Interest Rate

 APY

 12 Months

 $5,000.00 +

 

 0.05%

 0.05%

 

 

 Fixed Rate7 Category Certificates of Deposit6

 

 Regular Rate

 

 Term

 From

 To

 Interest Rate

 APY

 3 Months

$1,000.00

$24,999.99

0.05%

0.05%

6 Months

$1,000.00

$24,999.99

0.08%

0.08%

12 Months 

$1,000.00

$24,999.99

0.12%

0.12%

18 Months 

$1,000.00

$24,999.99

0.15%

0.15%

24 Months 

$1,000.00

$24,999.99

0.20%

0.20%

30 Months 

$1,000.00

$24,999.99

0.20%

0.20%

36 Months

$1,000.00

$24,999.99

0.30%

0.30%

48 Months 

$1,000.00

$24,999.99

0.40%

0.40%

60 Months 

$1,000.00

$24,999.99

0.60%

0.60%

 

 With Qualifying Checking Account

 

 Term

 From

 To

 Interest Rate

 APY

 3 Months

 $1,000.00

 $24,999.99

0.06%

0.06%

 6 Months

 $1,000.00

 $24,999.99

0.09%

0.09%

 12 Months

 $1,000.00

 $24,999.99

0.13%

0.13%

 18 Months

 $1,000.00

 $24,999.99

0.16%

0.16%

 24 Months

 $1,000.00

 $24,999.99

0.21%

0.21%

 30 Months

 $1,000.00

 $24,999.99

0.21%

0.21%

 36 Months

 $1,000.00

 $24,999.99

0.32%

0.32%

 48 Months

 $1,000.00

 $24,999.99

0.42%

0.42%

 60 Months

 $1,000.00

 $24,999.99

0.63%

0.63%

 

 

 Jumbo Fixed Certificates of Deposit6

 

 Regular Rate

 

 Term

 From

 Interest Rate

 APY

 3 Months

$25,000.00 +

0.08%

0.08%

 6 Months

$25,000.00 +

0.10%

0.10%

 12 Months

$25,000.00 +

0.15%

0.15%

 18 Months

$25,000.00 +

0.18%

0.18%

 24 Months

$25,000.00 +

0.25%

0.25%

 30 Months

$25,000.00 +

0.25%

0.25%

 36 Months

$25,000.00 +

0.35%

0.35%

 48 Months

$25,000.00 +

0.45%

0.45%

 60 Months

$25,000.00 +

0.65%

0.65%

 

With Qualifying Checking Account

 

 Term

 From

 Interest Rate

 APY

 3 Months

 $25,000.00 +

0.09%

0.09%

 6 Months

 $25,000.00 +

0.11%

0.11%

 12 Months

 $25,000.00 +

0.16%

0.16%

 18 Months

 $25,000.00 +

0.19%

0.19%

 24 Months

 $25,000.00 +

0.26%

0.26%

 30 Months

 $25,000.00 +

0.26%

0.26%

 36 Months

 $25,000.00 +

0.37%

0.37%

 48 Months

 $25,000.00 +

0.47%

0.47%

 60 Months

 $25,000.00 +

0.69%

0.69%

6A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. 

7The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. 

8The minimum balance required to open a variable rate Certificate of Deposit is $5,000.00.  The Rate and Annual Percentage Yield (A.P.Y.) on a variable rate Certificate of Deposit may change after the account is open.  A penalty will be imposed for the portion of funds that drop the account balance below $5,000.  Funds in excess of $5,000 must be on deposit for at least 7 days to be eligible for withdrawal without penalty.  Fees may reduce earnings.  Rates on other maturities available on request.  Please contact a personal banker for additional information.

For current rate information please call (847) 234-2882.